At Blue Key Finance we assist business owners with working capital facilities to expand their business. Depending on the type and strength of your business, we have lenders who can do this without property security.
Via a broad panel of lenders, we can provide a number of different funding solutions for commercial property investors, often not requiring full financial date and / or linking guarantees from trading entities.
There are a number of specialist industries and franchise businesses where lenders will lend against the goodwill/business cashflow. We have relationships with a number of lenders who have specific packages for a number of industries.
The commercial space of recent times has led to:
- A closing gap between the commercial and standard variable home loan rates. The average gap 5 years ago was between 2 - 4%.
- Residentially secured business loans at home loan rates
- 80 - 85% high lend commercial
- Lo-doc commercial loans
- Commercial 100% offset loans
- 100% commercial offset accounts
- Set and forget facilities similar to home loans
There is growing dissatisfaction amongst businesses with their current bankers. They don't know their local bank manager any more, they keep changing, they have no power, everything is centralised and there is no personal relationsip of value any more. At Blue Key Finance, it's your key to personal service.
The main types of commercial finance we facilitate are: