Conducting a regular budget is just as important as obtaining the right home loan for your specific needs. Our comprehensive budget planner is a great tool for our clients which will enlighten you with a reality check as to what you earn vs what you spend each month resulting in an actual savings or dissavings amount.
At Blue Key Finance we believe a budget planner needs to be as comprehensive as the one we have built as this will provide you with a real budget outcome.
The first step to saving is finding out where your money goes - then you can set about making realistic cuts. Most people know how much money is coming into their household, but a surprising number do not know where it goes. They only know it often runs out and then they use the credit card.
The key to controlling your money rather than it controlling you is to spend less than you earn.
Access our comprehensive budget planner now. Completing this budget planner will not only work towards building up your deposit, it can ensure once you do have a home loan that keeping on top of repayments, without major lifestyle sacrifices, is a breeze.
|
WHAT YOU NEED TO PUT AWAY EACH MONTH
|
|
MONTHLY SAVINGS REQUIRED FOR A
PARTICULAR GOAL AND HOW LONG IT TAKES
|
|
SAVINGS
GOAL
|
SAVINGS PERIOD AND INTEREST RATE
|
|
For 2 years at 5%
|
For 4 years at 7%
|
For 6 years at 8%
|
|
$2,500
|
$99 p/m
|
$45 p/m
|
$27 p/m
|
|
$5,000
|
$198 p/m
|
$90 p/m
|
$54 p/m
|
|
$7,500
|
$297 p/m
|
$135 p/m
|
$81 p/m
|
|
$10,000
|
$396 p/m
|
$180 p/m
|
$108 p/m
|
|
$15,000
|
$594 p/m
|
$270 p/m
|
$162 p/m
|
|
$20,000
|
$792 p/m
|
$360 p/m
|
$216 p/m
|
|
$25,000
|
|
$450 p/m
|
$270 p/m
|
|
$30,000
|
|
$540 p/m
|
$324 p/m
|
|
$35,000
|
|
$630 p/m
|
$378 p/m
|
|
$40,000
|
|
$720 p/m
|
$432 p/m
|
|
$45,000
|
|
|
$486 p/m
|
|
$50,000
|
|
|
$540 p/m
|